Calhoun County Bank - First Bank of South Arkansas

Free Checking

First Choice Checking

$100.00 minimum opening deposit
Unlimited check writing
No service fee if daily balance of $600.00 is maintained. If the account falls below $600.00, a $6.00 service fee will be charged for that month.
Precise monthly statement with imaged reproductions of canceled checks

Check �10�

$100.00 minimum opening deposit
First 10 withdrawals of statement cycle free. A service fee of $.50 for each additional withdrawal over 10 during that cycle.
Monthly service fee $2.00
Precise monthly statement with imaged reproduction of canceled checks

Prestige First Checking

For people 50 years of age or older
$100.00 minimum opening deposit
Unlimited check writing
No monthly service fee
Free personalized Bank printed checks
1 year free rental of safety deposit box
No charge for travelers checks, cashiers checks, notary services and overdraft protection fee when linked to another account
No monthly debit card fee
If a $500.00 balance is maintained, account will earn interest
Precise monthly statements with imaged reproduction of canceled checks

NOW Checking Account

$100.00 minimum opening deposit
Earn interest on all money in account regardless of balance
No monthly service fee as long as account maintains $1000.00 balance. $10.00 service fee per statement cycle if account falls below $1000.00.
Unlimited check writing
Precise monthly statement with imaged reproduction of canceled checks

Money Market Checking Account

$100.00 minimum opening deposit
Earn more competitive interest than NOW account.
Earn interest on all money in account regardless of balance
Unlimited check writing
No monthly service fee as long as account maintains a balance of $2500.00. $15.00 service fee per statement cycle if account falls below $2500.00.
Precise monthly statement with imaged reproduction of canceled checks

Money Market Savings Account

$2500.00 minimum opening deposit
Earn competitive market interest rate
Limited to no more than 6 transfers and/or withdrawals per statement cycle 3 of which may be by check, draft or similar order to third parties.
Unlimited transfers:
   1) Transfers to repay loans at same institution
   2) Repayment of a loan created
   3) Withdrawals or transfers to another account of depositor when made by mail, messenger, ATM, in person, or by telephone (provided a check is mailed to the depositor.)
No service fee as long as account maintains $2500.00 balance. $10.00 service fee per statement cycle if account falls below $2500.00.
Precise quarterly statement

Savings Account

$100.00 minimum opening deposit
Rate of interest compounded daily and paid quarterly. No interest is earned if balance falls below $100.
Limit of 3 withdrawals a quarter, $1.00 per transaction over the limit
No service fee unless account falls below $100. Below $100.00 there will be a $2.00 quarterly service fee.

Christmas Club Savings Account

Kid�s Club Savings Account

Individual Retirement Account (IRA)

Certificates of Deposit

ATM/Debit Cards