Calhoun County Bank/First Bank of South Arkansas, a division of Calhoun County Bank, values you as a customer and values the confidence you have in us. As our customer, you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. We are committed to keeping this information confidential. We are proud to make that commitment to you, because your trust is the foundation of our business. The following privacy disclosure explains how we use and protect the information about our customers. We ask that you read it carefully.
DEFINTIONS
We, our, and us, when used in this disclosure mean Calhoun County Bank/First Bank of South Arkansas, a division of Calhoun County Bank.
When we use the words ‘you’ and ‘your’ we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Safe Deposit Box
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
Other terms:
Nonpublic personal information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records. Hereafter, we will
use the term “information” to mean nonpublic personal information as defined in
this section.
An affiliate is a company we own or control, a company that owns or controls us,
or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an ‘other party’.
INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying customer information
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include but are not limited to disclosure necessary to service your account or prevent unauthorized transactions, to government entities in response to subpoenas, and to credit reporting agencies.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
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